The Path to Your Mortgage License
Step 1
01: Get Your
NMLS Number
• Go to NMLS: Visit NMLS SITE
• Start Account: Click "Log into NMLS" → "Request an Account."
• Account Type: Select "Individual" as your type.
• Verify: Complete the form and check your email to receive your NMLS ID.
Your first step to becoming a licensed MLO.
Keep this ID safe! You’ll need it to register for classes, book your exam, and apply for your license.
Step 2
02: Complete Your
20-Hour Course
• Prerequisite: Ensure you have your NMLS ID from Step 1.
• Approved Education: Complete the 20 hours of NMLS-approved
• Next Goal: Finish this to unlock your National Exam scheduling.
Special Offer: A 60% OFF coupon is applied automatically on the next page!
Step 3
03: Schedule &
Study for Your MLO Test
(Est. Time: 5–14 Days)
• Book Your Exam: Log into your NMLS account to select your testing date.
• Watch the Training: Use the video below as your primary study resource.
• Master the Material: Ensure you understand every concept mentioned before your test date.
Step 4
04: Master the Practice Tests
(Optional)
Confidence is 90% of the battle.
• The 90% Rule: Don't just "pass"—take practice tests until you consistently score 90% or higher.
• Knowledge Retention: These tests simulate the real exam environment to reduce test-day anxiety.
• Recommended Tool: We suggest using the MEC Test Prep program for the best results.
Step 5
05: Pass the Exam
& Get Started!
• The Goal: Achieve a score of 75% or higher on the SAFE National Exam.
• Snap a Photo: Take a clear photo or screenshot of your official passing results.
• Final Action: Text that photo directly to 480.848.5780 to start your onboarding.
Step 6
06: Scale Your Success
(Ongoing)
Share the opportunity and build your team.
• Lead by Example: Present this same licensing path to agents looking to expand their business.
• Build Your Pipeline: Help others navigate the 5-step process you just mastered.
• Continuous Growth: This is an ongoing phase focused on leadership and team expansion.
Need a Hand? I’m Here to Help OR ask the ChatGPT MLO Coach.
Getting licensed is a big move, and I want to make sure you have everything you need to cross the finish line. If you get stuck at any point in these steps, reach out to me directly.
Name: Michael Vallee
Role: Your Growth Partner / Licensing Mentor
Phone/Text: 480.848.5780